January 22, 2026 Bulletins NOTICES REGARDING UNFAVORABLE CHANGES TO PUBLIC PROTECTION CLASSIFICATIONS AS REQUIRED BY INSURANCE CODE§59A-18-33, NMSA 1978 BULLETIN 2026-003 This Bulletin is issued as required by general OSI Bulletin No. 2026-003. The OSI has been notified by ISO, a rating/advisory organization, about a recent Public Protection Classification (PPC) survey involving the fire service protection areas (FSPA) of Ruidoso. As a result, policyholders protected by Ruidoso FSPA are moving from class 2 rating to class 3 (with class 1 being the best possible rating). ISO intends to make the change effective July 1, 2026. Within ninety days of the date of this Bulletin, all residential property/casualty Insurers of customers in the Ruidoso FSPAs must provide written notice to its policyholders that includes this language, or language of similar meaning: For complete content please see PDF below. NOTICES REGARDING UNFAVORABLE CHANGES TO PUBLIC PROTECTION CLASSIFICATIONS AS REQUIRED BY INSURANCE CODE§59A-18-33, NMSA 1978 (PDF)
